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How to Invest money

Looking at Luxury

How to invest money was something that I began to think of as a very young man. I remember looking at the big beautiful homes that were in neighborhoods far from my humble home as a child. The homes I looked at and admired were big and had many luxury items that were not part of my life. I knew that the key was having money but also knew that wealth and all of its luxuries were not created by jobs (at least not the majority of them) but were created by people who knew how to invest money.

Money is not all but .

Now this is not to say that money is the definition of success. I believe that success can be measured in many different ways but obviously the majority of us want to have some level of financial success. Ultimately, financial success can lead to freedom and fun. Financial freedom and success can enable an individual to take vacations they never dreamed of before they achieved their financial success. They can travel to faraway places and experience different cultures and ways of life that could enrich their souls and their personal relationships. Learning how to invest money and achieving financial success can also lead to an early retirement. The benefits of an early retirement are obvious but the path to get there is not always so obvious. Learning how to invest money is part of the equation and any individual must understand how to invest money in order to achieve financial success. My parents were hard working individuals who saved money but usually were so risk averse that they never understood any investment vehicle other than how to invest in a money market account or a certificate of deposit. Now they have done fine over the years as they were very strict and disciplined savers of money. If I ever needed to substantiate that, all I would have to do is recite the very predictable dinners we ate - basically the same meal on every Monday each week and then on Tuesday we would have the Tuesday meal and so on throughout the week. Needless to say it taught me the importance of having money (creating a diversity of meals is fun) and the importance of saving money. Today they are financially secure with a good chunk of money in the bank (yes, still certificates of deposit and money market accounts) and a home that is paid for completely. If you look at the statistics their accomplishments are amongst the vast minority of American citizens and their success, though modest, is a direct result of their understanding of how to invest money. For me, and much of my generation, that is not enough, and understanding how to invest money goes beyond being secure in my golden years but being free and able to move and live as I feel.

Where to look for the Golden Idea

Of course, the first thought that comes to mind is, "there must be a best way to invest money". The next thought is where to search and find the best way to invest money. Of course, being a book reading kind of guy, I would read all of the books I could find on how to invest money. They had a varying range of ideas. Some seemed absolutely insane and other books would define ways to invest money and where to invest money but I never really felt that the programs shown to me really fit my personality or belief system. After about six books and lots of information that proved to be of little value (at least in my opinion) the idea of how to invest your money wisely seemed no closer - if not further away.


Then I came upon a wealth of information that was always at my fingertips but never thought about using it as an educational tool. I think you know where I am going with this and that is to the World Wide Web or more commonly known as the internet.

I decided to type the words "how to invest money" into my preferred search engine and lo and behold thousands upon thousands of ideas and articles came to my fingertips. The ideas were plentiful and diverse. Some were very basic such as "Learn to invest money" and they would cover the basics like invest money online with a discount brokerage company and (much to my parent's approval) often would recommend a money market account. Some of the ideas were very sophisticated and included the use of hedge funds (which are complicated and risky but can yield great results) or investing offshore in countries that offered tax havens and potentials for great returns.

Financial Freedom

My search for ideas on how to invest money ultimately yielded great results and my road to financial freedom appears to be laid out quite nicely now. I will not divulge where or what type of investing I have done as I think it depends upon the individual, their goals, their risk level tolerance, and also personal ethics and beliefs. The key is that the goal of learning how to invest money is attainable and requires a little time and effort (along with an internet connection or an access to a library of books). Once an individual learns how to invest money the road to financial freedom is just time and money away.

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